The impact of an elongated sales process, specifically in the residential market, is an issue we have recently discussed. This continues to prompt increasing enquiries for regulated bridging loans or renegotiating terms as clients navigate longer than expected sales or look to finance works that are taking longer than planned.
The UK economy depends heavily on Trading Businesses and pressures on cash flow can hinder and impact their operations and success.
As we near the end of Q1, and with many trying to complete their transactions ahead of the SDLT changes, it has certainly been an interesting start to the year.
This week, there have been some very positive shifts in both the portfolio buy-to-let market and the semi-commercial and commercial spaces. This is fantastic news for our introducing partners and clients alike and not only means lower interest costs but can also mean the difference between refinances being achievable at the desired levels.
In what has been a challenging period for many property investors and businesses, with ever increasing demands on cash flow, we continue to see clients’ desire to drive returns from their investments and ensure their money works harder and smarter to navigate the economic climate.
We’ve previously discussed an increased appetite for commercial and semi-commercial investment in an article during the summer of 2024. This demand continued through the second half of the year and into 2025, with further requests to support investments of this nature.